About Charlie--
Our Mission

We've been taking care of clients and providing customer service for over 20 years.  Our mission is to help you save money, be prepared for retirement and enjoy your retirement. 


We started our own insurance agency in August of 2014 after several years of working for other companies and realizing that no one does it better than us.  Our most important goal is making you a happy, life-long customer. 


121 Greenwood Court

Cross Junction, VA 22625



Tel:  540-336-5377

Fax: 540-313-7654


Monday - Friday 

9:00 am to 5:00 pm



By Appointment


Reserved for Family & Church


Evenings by Appointment

We like to meet with our prospective clients in the privacy of their home, however that's not always convenient. So if it's more convenient, we can also meet at a cafe or restaurant.

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Meet the Team

Charlie Schrantz, from Dunkirk NY, moved to the Winchester area in 1994 He has three children.  Charlie has 30+ years of B2B sales and relationship building along with sales/customer service and his main focus is to assist retirees/business owners with guaranteed income for life, life insurance to protect families and business (key-man insurance) and he's been working for years as a resource for business owners to help them start/grow and thrive as a new business. 

I'm your local independent insurance

agents and I live in Frederick County, VA with

my three children. Several years ago I

started working in the insurance industry

and specialize in saving my clients money while providing personal face-to-face service. I help our clients with the difficult decisions that sometimes no one wants to discuss. 


We offer term (for a specific number of years, such as 10 or 20 years) & permanent (lasts most likely to end of life, or higher age of life, like 95 or 100) life insurance, Medicare supplements, Part D, annuities (which most often offer Guaranteed Lifetime Income), Long Term Care (this can now be combined with Life insurance or as stand alone to cover nursing home/in-home assistance), final expense insurance, Business Services and much more.

Our Privacy Policy

As a company, we value our clients and will never sell your information to any third party to solicit you.  Our client's privacy is of the utmost importance to us.  Thank you for trusting us!


December 2015

Charlie and Angie have become insurance agents for my 93 year old Mother...saved her approximately $400 monthly for the identical coverage she had previously, but their personal concern and contact with her has further enhanced my confidence in the personal interest they take in each of their clients.

--Jerry & Phyllis, Hedgesville, WV

August 2016

"I highly recommend Angie and Charlie Schrantz to help you with your insurance needs. They look for the very best product for you and carefully explain its coverage. When my sister moved to this area from another state, I encouraged her to call Angie and Charlie because of my earlier positive experience with them. They found her a secondary insurance to supplement her Medicare and a Part D coverage for her medications. She went from a policy that left her paying co-pays and a portion of her bills to a policy that covered those things. She was thrilled when after her first doctor visit here, at checkout she owed nothing. Her coverage is better and at a reasonable premium cost for both Part D and her supplemental polic.

--Linda C., Winchester, VA

January 2014

--“interested in finding the maximum coverage, with a reasonable premium, from a local agent who could address any concerns, and someone whom I could trust and would take a genuine interest in the needs my wife or I might have. ..one conversation with Angie and Charlie led me to believe they could meet each of my desired results.  After two years that decision has been reinforced numerous times. 


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