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Request information about GUARANTEED INCOME FOR LIFE!

Financially Planning Your Future

There are numerous ways to insure you won't outlive your money during retirement. Let us show you how...
Have you considered the following:
  • You’ll lose the lower Social Security check in your household, (which on ave. is about $800/mo.) when one passes away. Strategically planning life insurance can eliminate loss. Call for details!

  • Planning for your medical needs as you AGE into retirement— nursing homes and in-home care is expensive...most life insurance policies now include this coverage.  These plans are cheaper when you’re young and should be carefully considered.

  • You’re probably paying too much for your Medicare Supplement?  We can help you SAVE MONEY on your Medicare supplement and prescription drug plan.  If you’ve had the same supplement for 2-3’s time to look at a new one and save!

"I've been in the retirement planning business since 2011. I left corporate America's "rat race" to follow my passion of helping people with planning their financial future for them and for their loved ones. 

In 2014, Cornerstone Insurance & Financial was founded.  We are a full service independent insurance and financial services agency, brokering the top insurance companies for "Income For Life" Annuity, Life, Final Expense, Long Term Care, Medicare supplements, and Prescription Drug plan selection. We're uniquely qualified to educate you on "all things" retirement planning and enjoy the friendships that have developed from helping our clients plan.

I am deeply rooted in my faith and have three amazing kids. Nothing is more important to me than my integrity and reputation.  At Cornerstone, we know you have many choices when considering your retirement planning so we thank you in advance for your consideration. Please tell us that you visited above and how we can help you achieve your dreams. Be blessed today!"

Charlie Schrantz

Questions for Charlie? 

121 Greenwood Court

Cross Junction, VA 22625


Tel: 540-336-5377

Fax: 540-313.7654


Monday - Friday 

9:00 am to 5:00 pm



By Appointment


Reserved for Family and Church


Evenings by Appointment

We also offer Life Insurance, Medicare Supplements, Prescription plans and more.  All of these affect how long your money will last in retirement.  Let us help you figure out how long your money will last in retirement and then Charlie can help you make it last longer.  You won't outlive your retirement. Private appointments are available.
Book an appointment online! 

Products we may suggest during retirement planning:

  • Fixed Annuities

  • Life Insurance (Term, Permanent)

  • Disability Insurance

  • Long Term Care

  • Medicare Supplement Insurance

  • Health Insurance from the Reform Bill

  • Critical Illness Insurance

Individual Planning

  • Life, Disability & Health Insurance

  • Capital Accumulation (Qualified/Non-Qualified

  • Retirement Planning

  • Estate Planning (Wealth Transfer)

  • 401K Roll-over (Lump Sum Distribution)

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© 2019 by Cornerstone Insurance & Financial.