Call or Text us today for a Free quote:  


We're here to help you and your family make those tough decisions. From providing a quote for life insurance for you and your family or your business, to Medicare and retirement, we're your one-stop shop for all things Insurance-related.

Hello and welcome!  We are...


121 Greenwood Court

Cross Junction, VA 22625

Tel:  540.336.5377

Fax: 540.313.7654


Monday - Friday 

9:00 am to 5:00 pm



By Appointment


Reserved for Family and Church


Evenings by Appointment

We are happy to meet you whereever is most convenient.  That may be in your home, restaurant or cafe.  Just let us know!


What happens to your income when you retire?  We'll help you arrange for "income for life" and protect your family and business.  There are many decisions when you leave employment.  We can help you with rolling over your 401K plan or pension. 



We can help you navigate the Medicare maze when you're turing 65 or leaving employer insurance.  We have Medicare Supplements, Prescription Drug plans, Medicare Advantage plans, Dental, Vision, and more.


Protecting your family from disaster in the event of your death is an important decision. There are many things to consider:  age of children, college, mortgage, final expense costs, etec.  We'll help you with all those decisions. 

Helping you make those tough decisions, one at a time...

What questions do you have?

Welcome to our home! 

Glad you could visit!


March 2016—

Charlie and Angie were able to help me make up some substantial losses that had happened to my annuity where the funds were invested in the market.  My previous account manager kept telling me to “wait it out”...meanwhile, my account balance was melting away.  With the plan they put me in, I received a 20% roll-up bonus and took guaranteed income for life from day one!”  -Charles, Winchester, VA

January 2015—

“...selecting the right insurance product was a nightmare. Angie & Charlie guided us through the process... Beyond being our agents, they feel like trusted friends.”  

–Sandra, Winchester, VA

January 2014-

“...helpful beyond expectations...advice and guidance to get the best policy for our needs has been outstanding.  Charlie and Angie have kept costs at the lowest possible levels giving us excellent coverage.”

-Beverley & Gerald, Plattsburg, NY (formerly Winchester, VA)

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